Workshop on ‘enhancing farmers income and cashless banking’


Suttur, 28 December 2016: The ICAR JSS Krishi Vignan Kendra, Suttur, in association with the National Bank for Agricultural and Rural Development Bank, Mysuru, and the Institution of Agricultural Technologists, Mysuru Chapter, had organized a workshop on ‘enhancing farmers income and cashless banking.’

In his introductory speech Dr. Arun Balamatti, Head, ICAR JSS KVK advised the farmers to become entrepreneurs if they want to double their income. “Adopt modern farming techniques, check production costs and continue other income generating activities along with agriculture,” he added. He also opined that forming farmers produce groups at village and hobli levels to market their crop would help more.

Dr. M. Mahanteshappa, President, Institution of Agricultural Technologists, Mysuru Chapter, opined, “due to drought farmers are in penury. In order to support farmers and increase their income, Government of India has come up with a 40 point programme that will be implemented over the next six years. A few important points of this programme are; scaling up production and increase income, optimum usage of water, adoption of integrated agricultural methods, fetching suitable market price and adopting bio-technology. Under this programme farmers who follow dry cultivation should compulsorily build agricultural pits. Also every farmer should try to implement automated farming techniques and subsequently undertake other works like dairy farming, etc., in order to increase your income, he said.

K. Shivalingaiah, Senior Manager, Lead Bank, Mysuru, expressed his view that cashless banking transactions would increase in the future and suggested the farmers to download relevant apps in their mobile phones to carry out their daily transactions.

Replying to a question of a farmer on how to use PayTM, an officer of the Kaveri Grameena Bank said, PayTM is an app developed by a private company and instead he suggested to use e-Buddy app introduced by SBI or UPI app.

An interaction programme on cashless banking was also held on this occasion. N. Arvamudan, Assistant Manager, NABARD, K. Shivalingaiah, Senior Manager, Lead Bank, Mysuru, H.K. Manjunath, Manager, State Bank of Mysuru, Mysuru, and Kaveri Grameena Bank officers replied to various questions of the farmers. Farmers were also enlightened about other methods of cashless transactions like MATM (Mobile ATM), linking Aadhar card number and biometric system. A demo on how to deposit and withdraw money was also held. They said that in future all ATMs will have biometric facilities.

Presiding over the programme N. Aravamudan said in the beginning farmers might find it difficult to adopt to mobile banking. But gradually they can learn and make all banking transactions by phone. “In the near future, banks in rural areas will be provided with a MATM (Mobile ATM) and a correspondent will cater to the needs of people of surrounding villages of the bank. Villagers can make use of it,” he added.